# Known Issues

Source: https://docs.pitchpointsolutions.com/api/sami_terms/known_issues/

**Beta**

Current defects in how a staged loan is recorded. Each one is accepted without an error, or fails in a way the contract doesn't describe. Each entry says what happens and what to send instead. An entry is removed when it is fixed.

### A housing expense without `presentHousingExpense` fails with a 500

A `housingExpense` term that leaves out `presentHousingExpense` fails the whole request with a 500. It should be a 400 `VALIDATION_ERROR`.

**Send** `"presentHousingExpense": true` on every `housingExpense` term.

### A proposed housing expense is not recorded

A `housingExpense` with `"presentHousingExpense": false` is accepted, and then dropped. Only the borrowers' present expenses are recorded.

**Send** present expenses only. There is currently no way to stage a proposed one.

### `currentFirstMortgageHolderTypeOtherDescription` is not recorded as sent

On a `refinance` term, the value recorded for `currentFirstMortgageHolderTypeOtherDescription` is taken from `refinancePrimaryPurposeTypeOtherDescription`, or, for an unrecognized `currentFirstMortgageHolderType`, from that value.

**Don't rely on** this field until the issue is fixed.

### An identifier of type `Other` is not recorded

An entry in `participant.identifiers` whose `identifierType` is not `SSN`, `EIN` or `NMLS` is dropped whole. That includes the documented value `Other`, and `identifierOtherDescription` is not used.

**Send** only `SSN`, `EIN` and `NMLS` identifiers.